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Your KYB vendor gives data. Apier acts on it.

A KYB (Know Your Business) vendor verifies who a company is, who owns it, and whether it poses a risk. That is a different job from acting on the company correctly, legally and verifiably. Apier does not compete with the KYB layer — it sits alongside it.

What a KYB layer gives you

Identity and ownership: that a company exists, who is behind it, beneficial owners, sanctions and PEP screening, and ongoing monitoring. Valuable for deciding whether you want to deal with a counterparty at all.

What execution actually requires

  • Who can act. Signing authority, prokura and delegated System User scopes must be resolved before a binding action is attempted.
  • Validation before submitting. Does the company exist, is the System User authorised, are the scopes delegated, is the payload valid — checked before anything is sent.
  • Deadlines and obligations. What is due, when, and in Oslo time — derived, not guessed.
  • Receipts and audit trail. A signed receipt for every action and an immutable trail — so you can show what was done, and why.

How they fit together

Run them side by side. The KYB layer answers “who is this, and is it safe?”. Once the company is cleared, Apier answers “who is allowed to act, what must the company do, and how do I execute it safely — with a receipt?”. Neither replaces the other.

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Get started

Read how we handle data and verifiability on the trust page, or see pricing and the founding offer.